ねんきん定期便というものには、老齢年金の1年あたりの受け取り見込み額が記載されています。自分の金額をみると、わずか125万円程度しかなくて愕然としました。しかもそれがもらえるのは65歳からです。これでどうやって生活しろと?自分と同じ感想を抱く人が多いようで、日経にそんな人達の気持ちを汲んで「ねんきん定期便」を説明した記事がありました。
ねんきん定期便開けて見たら 年金額が「少ない」ワケ (NIKKEI STYLE 2018/10/28)
ねんきん定期便に記載された金額は配偶者の分も含むのか?
この記事によれば、ねんきん定期便に記載された受け取り見込み額は本人の分だけのようです。配偶者の分は含まれていないみたい。厚生労働省が夫婦2人合わせたモデル年金額(月約22万円)を示しているそうで、一人分と二人分とを比べて少ないと勘違いする人もいるんだそう。配偶者の年金の情報は配偶者宛てに送られてくるのだそうです。
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